@import url('https://fonts.googleapis.com/css2?family=Baloo+2:wght@500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --bg:#FFFCF5;
  --bg-alt:#FFF6E4;
  --ink:#152238;
  --ink-soft:#6B6255;
  --line:#EAE1CE;
  --accent-1:#FFC93C;
  --accent-2:#F2790F;
  --trust:#1E7A5F;
  --trust-bg:#E9F5EF;
  --card:#FFFFFF;
  --radius:16px;
  --maxw:1080px;
  --serif-line: 1.7;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:'Inter',system-ui,sans-serif;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Baloo 2',system-ui,sans-serif;
  color:var(--ink);
  line-height:1.2;
  margin:0 0 .5em;
}
h1{font-size:clamp(1.9rem,4vw,2.7rem); font-weight:700;}
h2{font-size:clamp(1.4rem,2.6vw,1.9rem); font-weight:700; margin-top:2.4em;}
h3{font-size:1.2rem; font-weight:600; margin-top:1.6em;}
p{margin:0 0 1.1em; max-width:72ch;}
a{color:var(--accent-2); text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%; display:block;}
ul,ol{padding-left:1.3em; margin:0 0 1.1em;}
li{margin-bottom:.4em; max-width:70ch;}
table{border-collapse:collapse; width:100%; margin:1.5em 0; font-size:.95rem;}
th,td{border:1px solid var(--line); padding:.6em .8em; text-align:left; vertical-align:top;}
th{background:var(--bg-alt); font-family:'Baloo 2',sans-serif; font-weight:600;}
tr:nth-child(even) td{background:#FFFEFA;}
strong{color:var(--ink);}
.container{max-width:var(--maxw); margin:0 auto; padding:0 24px;}
.narrow{max-width:760px; margin:0 auto; padding:0 24px;}

:focus-visible{outline:3px solid var(--accent-2); outline-offset:2px;}

/* ---------- Header ---------- */
.site-header{
  border-bottom:1px solid var(--line);
  background:var(--bg);
  position:sticky; top:0; z-index:50;
}
.header-inner{
  max-width:var(--maxw); margin:0 auto; padding:14px 24px;
  display:flex; align-items:center; justify-content:space-between; gap:20px;
}
.brand{display:flex; align-items:center; gap:10px;}
.brand img{height:44px; width:auto;}
.brand-name{
  font-family:'Baloo 2',sans-serif; font-weight:700; font-size:1.05rem; color:var(--ink);
}
nav.main-nav{display:flex; gap:22px; align-items:center;}
nav.main-nav a{
  color:var(--ink); font-weight:600; font-size:.92rem;
}
nav.main-nav a:hover{color:var(--accent-2); text-decoration:none;}
.nav-toggle{display:none;}
.hub-menu{position:relative;}
.hub-menu > span{cursor:default; font-weight:600; font-size:.92rem; color:var(--ink);}
.hub-dropdown{
  display:none; position:absolute; top:100%; left:0; background:var(--card);
  border:1px solid var(--line); border-radius:12px; padding:10px; min-width:260px;
  box-shadow:0 12px 30px rgba(21,34,56,.1);
}
.hub-menu:hover .hub-dropdown, .hub-menu:focus-within .hub-dropdown{display:block;}
.hub-dropdown a{display:block; padding:8px 10px; border-radius:8px; font-size:.88rem; font-weight:500;}
.hub-dropdown a:hover{background:var(--bg-alt); text-decoration:none;}

@media (max-width:820px){
  nav.main-nav{
    display:none; position:absolute; top:100%; left:0; right:0; background:var(--bg);
    flex-direction:column; align-items:flex-start; padding:16px 24px; border-bottom:1px solid var(--line);
    gap:14px;
  }
  nav.main-nav.open{display:flex;}
  .hub-dropdown{position:static; display:block; box-shadow:none; border:none; padding:6px 0 0 10px;}
  .nav-toggle{
    display:inline-flex; background:none; border:1px solid var(--line); border-radius:10px;
    padding:8px 12px; font-size:1.1rem; cursor:pointer;
  }
}

/* ---------- Footer ---------- */
footer.site-footer{
  background:#0F1729; color:#C7CBD6; margin-top:80px;
}
.footer-inner{max-width:var(--maxw); margin:0 auto; padding:48px 24px 28px; }
.footer-grid{display:grid; grid-template-columns:1.3fr 1fr 1fr 1fr; gap:32px;}
.footer-grid h4{color:#fff; font-family:'Baloo 2',sans-serif; font-size:.95rem; margin-bottom:12px;}
.footer-grid a{color:#9AA2B5; font-size:.9rem; line-height:2; display:block;}
.footer-grid a:hover{color:var(--accent-1);}
.footer-brand{display:flex; align-items:center; gap:10px; margin-bottom:10px;}
.footer-brand img{height:36px;}
.footer-brand span{font-family:'Baloo 2',sans-serif; font-weight:700; color:#fff;}
.footer-desc{color:#8891A5; font-size:.88rem; max-width:32ch;}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1); margin-top:36px; padding-top:20px;
  display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px; font-size:.8rem; color:#7B8499;
}
@media (max-width:700px){.footer-grid{grid-template-columns:1fr 1fr;}}

/* ---------- Hero (Homepage) ---------- */
.hero{
  background:linear-gradient(180deg,var(--bg-alt) 0%, var(--bg) 100%);
  padding:56px 0 40px; border-bottom:1px solid var(--line);
}
.hero-grid{
  max-width:var(--maxw); margin:0 auto; padding:0 24px;
  display:grid; grid-template-columns:1.1fr .9fr; gap:40px; align-items:center;
}
.hero-badge{
  display:inline-flex; align-items:center; gap:8px; background:var(--trust-bg); color:var(--trust);
  font-weight:600; font-size:.82rem; padding:6px 14px; border-radius:999px; margin-bottom:18px;
}
.hero h1{font-size:clamp(2rem,4.6vw,3rem);}
.hero-direct-answer{font-size:1.08rem; color:var(--ink-soft); max-width:56ch;}
.hero-cta{
  display:inline-block; margin-top:8px; background:linear-gradient(90deg,var(--accent-1),var(--accent-2));
  color:#1a1200; font-weight:700; font-family:'Baloo 2',sans-serif; padding:14px 28px;
  border-radius:12px; box-shadow:0 10px 24px rgba(242,121,15,.25);
}
.hero-cta:hover{text-decoration:none; filter:brightness(1.04);}
.hero-quicklist{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:20px 22px; box-shadow:0 16px 40px rgba(21,34,56,.06);
}
.hero-quicklist h2{font-size:1rem; margin:0 0 12px; font-family:'Inter',sans-serif; font-weight:700; color:var(--ink-soft); text-transform:none;}
.hero-quicklist ol{list-style:none; padding:0; margin:0; counter-reset:apps;}
.hero-quicklist li{
  counter-increment:apps; display:flex; gap:10px; padding:9px 0; border-bottom:1px dashed var(--line);
  font-size:.92rem;
}
.hero-quicklist li:last-child{border-bottom:none;}
.hero-quicklist li::before{
  content:counter(apps); flex:0 0 22px; height:22px; border-radius:50%;
  background:var(--accent-1); color:#1a1200; font-weight:700; font-size:.75rem;
  display:flex; align-items:center; justify-content:center; margin-top:2px;
}
.hero-quicklist b{color:var(--ink);}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;}}

/* ---------- Article layout ---------- */
.article-wrap{max-width:760px; margin:0 auto; padding:44px 24px 10px;}
.article-header{margin-bottom:8px;}
.meta-line{color:var(--ink-soft); font-size:.85rem; margin-bottom:18px;}
.article-body h2{border-top:1px solid var(--line); padding-top:1.1em;}
.article-body h2:first-of-type{border-top:none; padding-top:0;}

/* ---------- Comparison table wrapper for scroll ---------- */
.table-scroll{overflow-x:auto; margin:1.5em 0; border-radius:12px; border:1px solid var(--line);}
.table-scroll table{margin:0; border:none;}
.table-scroll th,.table-scroll td{border:none; border-bottom:1px solid var(--line);}

/* ---------- Review cards (Homepage top 10) ---------- */
.review-card{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:22px 24px; margin-bottom:16px;
}
.review-card h3{margin-top:0; display:flex; align-items:center; gap:10px;}
.rank-badge{
  background:var(--ink); color:var(--accent-1); font-family:'Baloo 2',sans-serif; font-weight:700;
  font-size:.8rem; border-radius:8px; padding:3px 10px;
}
.review-card summary{cursor:pointer; font-weight:600; color:var(--accent-2); font-size:.92rem; margin-top:6px;}
.review-card[open] summary{margin-bottom:10px;}
.badge-row{display:flex; gap:8px; flex-wrap:wrap; margin:8px 0 4px;}
.badge{
  font-size:.75rem; font-weight:600; padding:3px 10px; border-radius:999px;
  background:var(--trust-bg); color:var(--trust);
}
.badge.type-mid{background:#FDF1DD; color:#8A5A00;}

/* ---------- FAQ accordion ---------- */
.faq-item{border-bottom:1px solid var(--line); padding:14px 0;}
.faq-item summary{
  cursor:pointer; font-family:'Baloo 2',sans-serif; font-weight:600; font-size:1.02rem;
  list-style:none; display:flex; justify-content:space-between; align-items:center; gap:10px;
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+'; font-size:1.3rem; color:var(--accent-2); flex:0 0 auto;}
.faq-item[open] summary::after{content:'\2212';}
.faq-item p{margin-top:10px; color:var(--ink-soft);}

/* ---------- Author box ---------- */
.author-box{
  display:flex; gap:16px; align-items:flex-start; background:var(--bg-alt);
  border:1px solid var(--line); border-radius:var(--radius); padding:22px; margin:48px 0 10px;
}
.author-box img{width:52px; height:52px; border-radius:50%; background:#fff; padding:6px; flex:0 0 auto; object-fit:contain;}
.author-box h4{margin:0 0 4px; font-size:1rem;}
.author-box p{margin:0; font-size:.88rem; color:var(--ink-soft);}
.author-box a{font-weight:600;}

/* ---------- Trust strip ---------- */
.trust-strip{
  display:flex; gap:24px; flex-wrap:wrap; justify-content:center; padding:26px 24px;
  border-top:1px solid var(--line); border-bottom:1px solid var(--line); background:var(--bg-alt);
  margin:8px 0 0;
}
.trust-strip .item{display:flex; align-items:center; gap:8px; font-size:.85rem; color:var(--ink-soft); font-weight:600;}
.trust-strip .item svg{flex:0 0 auto;}

/* Utility */
.section-pad{padding:52px 0;}
.small-note{font-size:.82rem; color:var(--ink-soft);}

/* ---------- Loan amount slider ---------- */
.amount-card{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:24px 26px; box-shadow:0 12px 30px rgba(21,34,56,.07); max-width:640px; margin:22px auto 0;
}
.amount-card p.label{font-size:.9rem; color:var(--ink-soft); margin:0 0 6px; font-weight:600;}
.amount-value{font-family:'Baloo 2',sans-serif; font-size:2.2rem; font-weight:700; color:var(--accent-2); margin:0 0 14px;}
.amount-card input[type=range]{width:100%; accent-color:var(--accent-2); height:6px; margin-bottom:6px;}
.amount-range-labels{display:flex; justify-content:space-between; font-size:.8rem; color:var(--ink-soft); margin-bottom:18px;}
.amount-cta{
  display:block; text-align:center; background:linear-gradient(90deg,var(--accent-1),var(--accent-2));
  color:#1a1200; font-weight:700; font-family:'Baloo 2',sans-serif; padding:14px; border-radius:10px;
  text-decoration:none;
}
.amount-cta:hover{text-decoration:none; filter:brightness(1.04);}
.amount-fine{font-size:.75rem; color:var(--ink-soft); text-align:center; margin:10px 0 0;}

/* ---------- 6-box lender grid ---------- */
.lender-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:18px;}
@media(max-width:860px){.lender-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:520px){.lender-grid{grid-template-columns:1fr;}}
.lender-card{
  background:var(--card); border:2px solid var(--line); border-radius:14px; padding:22px 18px;
  display:flex; flex-direction:column; text-align:center; position:relative;
  box-shadow:0 4px 16px rgba(21,34,56,.05); transition:transform .18s ease, box-shadow .18s ease;
}
.lender-card:hover{transform:translateY(-3px); box-shadow:0 12px 26px rgba(21,34,56,.1);}
.lender-card.featured{border-color:var(--accent-2);}
.lender-card .top-pick{
  position:absolute; top:-13px; left:50%; transform:translateX(-50%);
  background:var(--accent-2); color:#fff; font-size:.7rem; font-weight:700;
  padding:4px 12px; border-radius:20px; white-space:nowrap;
}
.lender-logo{height:58px; display:flex; align-items:center; justify-content:center; margin-bottom:10px;}
.lender-logo img{max-height:52px; max-width:100%; object-fit:contain;}
.lender-badges{display:flex; gap:6px; justify-content:center; flex-wrap:wrap; margin-bottom:10px;}
.lender-amount{font-family:'Baloo 2',sans-serif; font-weight:700; font-size:1.1rem; margin-bottom:10px; color:var(--ink);}
.lender-features{list-style:none; margin:0 0 16px; padding:0; text-align:left; flex-grow:1;}
.lender-features li{font-size:.82rem; color:var(--ink-soft); margin-bottom:6px; line-height:1.4;}
.lender-apply{
  display:block; text-align:center; background:var(--trust); color:#fff; text-decoration:none;
  font-weight:700; font-family:'Baloo 2',sans-serif; padding:12px; border-radius:9px; font-size:.88rem;
  margin-top:auto;
}
.lender-apply:hover{text-decoration:none; filter:brightness(1.08);}
.update-badge{
  display:inline-block; background:#fff; color:#B3401A; font-weight:700; font-size:.78rem;
  padding:5px 14px; border-radius:8px; border:1px solid var(--line);
}

/* ---------- Telegram / Email signup ---------- */
.growth-grid{display:grid; grid-template-columns:1fr 1fr; gap:18px;}
@media(max-width:760px){.growth-grid{grid-template-columns:1fr;}}
.telegram-box{
  background:linear-gradient(135deg,#E3F2FD,#D7ECFB); border:2px solid #229ED9; border-radius:14px;
  padding:24px; text-align:center; display:flex; flex-direction:column; align-items:center; gap:12px;
}
.telegram-box p{font-size:.92rem; color:#0c3d1f; margin:0;}
.telegram-btn{
  display:inline-flex; align-items:center; gap:8px; background:linear-gradient(135deg,var(--accent-1),var(--accent-2));
  color:#1a1200; font-weight:700; font-family:'Baloo 2',sans-serif; text-decoration:none;
  padding:14px 26px; border-radius:10px;
}
.telegram-btn:hover{text-decoration:none; filter:brightness(1.04);}
.subscribe-box{
  background:var(--trust-bg); border:2px solid var(--trust); border-radius:14px; padding:24px; text-align:center;
}
.subscribe-box h3{margin:0 0 6px; font-size:1.15rem;}
.subscribe-box p{font-size:.88rem; color:var(--ink-soft); margin:0 0 14px;}
.subscribe-form{display:flex; gap:8px; flex-wrap:wrap; justify-content:center;}
.subscribe-input{
  flex:1; min-width:180px; padding:12px 14px; border:2px solid var(--line); border-radius:8px; font-size:.92rem;
}
.subscribe-input:focus{border-color:var(--trust); outline:none;}
.subscribe-btn{
  background:var(--ink); color:#fff; border:none; font-weight:700; padding:12px 22px; border-radius:8px;
  cursor:pointer; font-family:'Baloo 2',sans-serif; font-size:.88rem;
}
.subscribe-btn:disabled{opacity:.7;}
.subscribe-msg{margin-top:10px; font-size:.85rem; font-weight:600; min-height:18px;}
.subscribe-msg.success{color:var(--trust);}
.subscribe-msg.error{color:#B3401A;}

/* ---------- Mobile sticky CTA ---------- */
.mobile-cta{
  position:fixed; left:0; right:0; bottom:0; z-index:60;
  background:#fff; border-top:1px solid var(--line); padding:10px 16px;
  box-shadow:0 -4px 16px rgba(0,0,0,.1); transform:translateY(110%); transition:transform .35s ease;
}
.mobile-cta.show{transform:translateY(0);}
.mobile-cta a{
  display:flex; align-items:center; justify-content:center; gap:8px;
  background:var(--trust); color:#fff; text-decoration:none; font-weight:700; font-family:'Baloo 2',sans-serif;
  padding:14px; border-radius:10px; font-size:.95rem;
}
@media(min-width:860px){.mobile-cta{display:none;}}